آموزش Internet Safety -En

[A M I R]

[h=2]Protecting Your Financial Transactions

[h=3]When is a Website Secure for Financial Transactions?
Before sending any sensitive or financial information online, you want to know that you are

communicating with a secure site. Secure sites make sure that all information you

send is encrypted, or protected as it travels across the internet. The https address

heading and your browser's security symbol are two signs that indicate you are on a secure site




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[h=2]Protecting Your Financial Transactions

[h=4]Https
Web addresses either begin with http or https. If the address is https then the

information you send to it is encrypted and will look like gibberish if intercepted by cybercriminals

Https

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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=4]Security Symbol
Your browser will use a security symbol or a lock to indicate that the

browser verifies the website is a secure site. As seen in the examples

below, the look of each browser's symbol can be slightly different, and

it is usually located in the address bar

Security Symbol for Internet Explorer

Security Symbol for Firefox

Security Symbol for Chrome

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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=4]SSL Certificate
Secure sites have an SSL certificate. An SSL certificate does two things. First, it

acts like a virtual passport or driver's license. It means, "I am who I say I am." Second, it

enables encryption. If a site does not have an SSL certificate, the address will begin with http

instead of https, and your browser will not show a lock symbol. If it does have an SSL

certificate, you can access it by double clicking on your browser's lock




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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=4]What Should I Look for on an SSL Certificate?

The following is an example of an SSL certificate accessed by Firefox. Your browser's SSL

certificate may look different from Firefox's, but you should have access to the same information

SSL Certificate for Firefox



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[h=2]Protecting Your Financial Transactions

Issued To

Check here to make sure the website you are doing business with matches the website on the certificate.


Issued By:



Make sure the certificate authority that issued the SSL certificate to the website

is trustworthy. There are many different certificate authorities, and like all companies, some

are more trustworthy than others. Verifiable SSL certificate authority companies that you

are likely to see are VeriSign, RSA Data Security, Thawte, Geotrust, GoDaddy, and Comodo



Validity

Make sure the SSL certificate is not expired. If it is expired, your information is not guaranteed to be encrypted.

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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=4]Security Alerts

Current versions of Internet Explorer, Firefox, and Chrome verify SSL

certificates for you. They will alert you if the certificate is not up to

date, or if it was not issued from a trusted certificate authority. To

guarantee these alerts, make sure you are always running the

most updated version of your browser. For more information

on these alerts, choose from the following

Firefox verifies certification with its One-Click Site ID. Go to About One-Click Site ID to learn more.

Internet Explorer 8 uses a four-level color system to alert you about certificate validation

Chrome uses basic warning messages and some color-coded domain highlighting to alert

you about certificates. Go to Security Settings to learn more

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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=3]Safe Online Shopping
Online shopping is a convenient way to shop and gives you access to products that may

not be available to you locally. However, as with any online financial transaction, there is

the potential for fraud. When using a shopping site, you should practice the normal safety

precautions that include making sure a site is secure, carefully reading the terms

of use and utilizing your security programs




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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=3]Research the Company or Seller

Anyone can set up a shop online, so it is important to research a company or seller before buying from them.

Make sure the business has a legitimate physical address and phone number you can contact if there is a problem.

Also, check for reviews and online reputation from Google or other sites.




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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=3]Closely Examine the Product

Items are not always as they appear online. It is important to read descriptions and closely examine a product, especially for size.

Items may not be in good condition if they are listed with words like "close-out," "refurbished" or "vintage."

Also, be suspicious if a price sounds to good to be true, as the product could be a fake or in faulty condition.







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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=3]Understand the Terms and Costs

Make sure you add shipping and handling to the total cost of your order. Also, if

you are unfamiliar with a product, you may want to compare prices with another site or seller


You should find out the delivery method and time frame. The Federal Trade

Commission (FTC) requires sellers to ship items as promised or within 30 days


Also, check the refund policy and find out who pays for

shipping costs or restocking fees, if you need to return an item





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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=3]Pay with a Credit Card

Always use a credit card to pay for items online and never use your

debit card. If you use a credit card, you are protected by the Fair Credit

Billing Act, and can dispute charges and withhold payment during a creditor investigation


It would also be wise to find out how your credit card provider helps protect your account.

A safe alternative to paying with a credit card is a service called PayPal. Several

reputable sites allow this as a form of payment (for example, eBay, Etsy, and more). PayPal is

acceptable because it offers many of the same protections as your credit card. To learn more, visit PayPal.com.




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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=3]Save and Print a Record of the Transaction

Always save and print records of your online transactions, which should

include the receipt, order number, product description and price



You will also want to save any email you send or receive from a seller, especially if there is a problem.

In addition, it would be wise to carefully read your credit card statements to make sure there are no unauthorized charges.






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[A M I R]

Protecting Your Financial Transactions

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Enjoy Your Purchase!


As soon as you receive your item, check to make sure you are satisfied with it. If so, enjoy your purchase.

If you are not satisfied, then you will want to take quick action to return the item.

If the product does not arrive, contact the seller or follow up with your credit card company to stop payment.

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[A M I R]

[h=2]Protecting Your Financial Transactions

[h=4]Leave No Trace
Consider always doing financial transactions in a private browsing session so that your

browsing history, passwords and other private data will not be saved or accessible to anyone who uses the computer after you


Make sure to log off the website and close all browser windows when you

are finished. And if possible, do not conduct any financial transactions from a

public or shared computer or over a public wireless internet connection

IE8 InPrivate Browsing



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[h=2]Protecting Your Financial Transactions

[h=4]Be Careful with the Back Button
If you are making a purchase from an online store, the site has to gather and

process information about your purchase. If you press the back button after

you have entered information, it may cause the information to be sent again. Depending

on the site, this could result in your credit card being charged twice. A similar

thing could happen on a banking site if you press the back button while transferring funds


If you accidentally press the back button, your browser will often ask you if you

want to "send the form again," and you can click cancel to prevent it from re-sending

IE8 Navigation Buttons

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[A M I R]

[h=2]Smart Social Networking and Communication Tips

[h=3]Introduction
Social networking through sites like ********, Twitter and LinkedIn is flourishing like never

before and many of us have now become comfortable with communicating online. However, before

we relax too much into this new way of interacting, we may need to take a closer look at the

issues regarding safety and privacy in order to protect ourselves both online and off


In this lesson, we will introduce current issues regarding privacy, in addition to providing

strategies and tips for communicating safely and effectively while online. These tips


will include how to set up a profile, what to consider before you share, what

to do when you meet people face-to-face and how to practice good netiquette

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[A M I R]

[h=2]Smart Social Networking and Communication Tips

[h=3]Social Networking and Privacy

Click Show Flash Learning
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[A M I R]

[h=2]Smart Social Networking and Communication Tips

[h=4]Additional Resources

Go to Online Privacy & Technology from PrivacyRights.org for more information on how privacy is affected by technology.


Go to Can the law keep up with technology? from CNN.com to review an article on legal cases regarding online technology.

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[A M I R]

[h=2]Smart Social Networking and Communication Tips

[h=3]Setting Up Profiles on Social Networking Sites
Most social networking sites require you to set up a profile to join. Some profiles are simple and may only

include a screen name and image, like when you join a website's discussion board. Other profiles, such

as those on YouTube or ******** pages, can give you a lot of freedom to be creative and

elaborate. Review the interactive to learn how to safely represent yourself in a profile

Click Show Flash Learning
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